Angelina Savings Bank: Comprehensive Financial Services
Angelina Savings Bank, SSB stands as a trusted financial institution, deeply rooted in the Lufkin, Texas community since its establishment on January 1, 1978. As a state-chartered stock savings bank, we are dedicated to providing a robust suite of financial services designed to meet the diverse needs of both individuals and businesses. Our commitment extends beyond mere transactions; we aim to be a true financial partner, offering stability, expertise, and personalized service. With total assets reported at $89.42 million and total deposits reaching $79.89 million as of the latest filings, Angelina Savings Bank demonstrates a solid financial foundation, ensuring the security and accessibility of your funds. We are proud to be insured by the FDIC (Certificate 44852), providing an extra layer of confidence for our valued customers. Our operations are also subject to rigorous regulatory oversight by the Texas Department of Savings and Mortgage Lending, ensuring we adhere to the highest standards of banking practices. Discover how Angelina Savings Bank can empower your financial journey with tailored solutions and a commitment to your success.
Checking accounts for personal and business needs
At Angelina Savings Bank, we understand that managing your day-to-day finances requires flexible and reliable checking account options. For our personal banking customers, we offer a variety of checking accounts designed to simplify your life. Whether you’re looking for an account with no monthly service fees, features that help you avoid overdrafts, or simple ways to track your spending, we have a solution for you. Our business checking accounts are specifically crafted to support the unique demands of running a company. These accounts are equipped to handle a higher volume of transactions, streamline payroll, and provide clear financial reporting, all essential for efficient business operations. Each account is designed with your convenience in mind, offering easy access to your funds and straightforward management. Explore our checking products today and find the perfect account to manage your personal or business finances with ease and confidence.
Savings products including CDs and IRAs
Building a secure financial future is a cornerstone of responsible financial planning, and Angelina Savings Bank offers a comprehensive range of savings products to help you achieve your goals. Our savings accounts provide a secure place to grow your money while maintaining easy access for unexpected needs. For those looking to maximize their earnings, our Certificates of Deposit (CDs) offer competitive interest rates for a fixed term, allowing your money to work harder for you. We also offer Individual Retirement Accounts (IRAs), a vital tool for long-term wealth accumulation and securing your retirement. Whether you’re saving for a down payment, planning for college, or building your retirement nest egg, Angelina Savings Bank provides the tools and expertise to help your savings flourish. Additionally, we offer youth accounts, designed to introduce young people to the world of saving and financial responsibility early on.
Borrowing options and loan details
Angelina Savings Bank is more than just a place to save and manage your money; we are also a dedicated resource for your borrowing needs. We offer a diverse portfolio of loan products, designed to help you achieve your personal and business objectives. Our lending team is committed to understanding your unique situation and providing clear, competitive financing solutions. Whether you’re looking to purchase a new vehicle, finance a significant personal expense, acquire commercial property, or buy a home, Angelina Savings Bank has the expertise and the loan options to support your aspirations. We pride ourselves on a transparent lending process and strive to make borrowing as straightforward and accessible as possible for our valued customers in Lufkin and the surrounding areas.
Auto and personal loans for consumers
Navigating life’s milestones often requires access to additional funds, and Angelina Savings Bank offers convenient and competitive auto and personal loans to help consumers achieve their goals. Whether you’re dreaming of a new car, need to finance a significant home improvement project, or require funds for an unexpected expense, our auto loans and personal loans are designed with your needs in mind. We offer flexible terms and competitive rates to make your borrowing experience as smooth as possible. Our team is dedicated to providing personalized service, helping you understand your options and secure the financing that best fits your budget and lifestyle. Let Angelina Savings Bank help you drive away in your dream car or tackle that important personal project with confidence.
Mortgage and commercial loans
For significant investments such as purchasing a home or expanding your business, Angelina Savings Bank provides robust mortgage loans and commercial loans. Our mortgage services are designed to guide you through the process of homeownership, offering competitive rates and terms to help you secure your dream property in the Lufkin area. We understand that buying a home is a major decision, and our experienced loan officers are here to assist you every step of the way. For entrepreneurs and business owners, our commercial loans offer the capital necessary for growth, expansion, or operational needs. Whether you’re looking to acquire real estate, purchase equipment, or manage cash flow, Angelina Savings Bank is your trusted partner in securing the financial resources your business requires to thrive.
Accessing your money: Online and mobile banking
In today’s fast-paced world, convenient access to your financial information and banking services is paramount. Angelina Savings Bank is committed to providing you with cutting-edge digital banking solutions that allow you to manage your money anytime, anywhere. Our online banking platform and mobile banking app are designed to offer a seamless and secure experience, putting the power of your bank right at your fingertips. From checking balances and transferring funds to paying bills and reviewing statements, we’ve made managing your finances easier than ever before. Embrace the convenience and efficiency of modern banking with Angelina Savings Bank.
Mobile banking app and features
Angelina Savings Bank’s mobile banking app is your personal branch in your pocket, offering a secure and intuitive way to manage your finances on the go. Download it today and experience the convenience of banking from your smartphone or tablet. Our app allows you to check account balances, view recent transactions, and transfer money between your accounts with just a few taps. For added security and ease, you can also set up account alerts to stay informed about your financial activity. Whether you’re at home, at work, or on the move, our mobile banking app ensures you’re always connected to your money and your bank.
Bill pay, e-statements, and text banking
Enhance your banking experience with the advanced features available through Angelina Savings Bank’s online and mobile platforms. Our bill pay service allows you to schedule and make payments to your creditors securely and efficiently, saving you time and postage. Opt for e-statements to receive your account statements electronically, reducing paper clutter and providing instant access to your financial history. For quick updates and alerts, our text banking service keeps you informed about your account activity through simple text messages. These features, combined with our user-friendly interface, are designed to provide you with comprehensive control and convenience over your banking needs, ensuring you always have the information you need, when you need it.
Key information and customer support
At Angelina Savings Bank, we believe that providing exceptional customer support and readily accessible information is just as important as the financial products we offer. We are committed to transparency and ensuring our customers have all the details they need to bank with confidence. Our aim is to be a reliable resource for all your banking inquiries, from locating a branch to understanding our security measures. Your peace of mind is our priority, and we strive to offer a supportive and informative banking experience.
Locations, hours, and contact details
Angelina Savings Bank is proud to serve the Lufkin, Texas community from our main office located at 1721 Tulane Dr, Lufkin, TX 75901. As a bank with one domestic office, we focus on providing personalized service to our local customers. Our banking hours are designed to accommodate your busy schedule. Please visit our website at www.angelinabank.com for the most up-to-date information on our operating hours and specific branch details. If you need to reach us directly, you can contact our customer service team. We are here to assist you with any questions or banking needs you may have. For financial transfers, our routing number is 313173938, which supports both ACH and Wire transfers.
FDIC insurance and regulatory oversight
Your financial security is paramount at Angelina Savings Bank. We are insured by the FDIC (Federal Deposit Insurance Corporation), Certificate Number 44852, providing protection for your deposits up to the maximum limit allowed by law. This insurance is a testament to our commitment to safeguarding your funds. Furthermore, Angelina Savings Bank, SSB is chartered under the laws of the State of Texas and operates under the strict regulatory oversight of the Texas Department of Savings and Mortgage Lending. This dual layer of federal and state supervision ensures that we adhere to the highest standards of financial integrity and operational excellence. Consumers who wish to file complaints against the bank can do so with the Texas Department of Savings and Mortgage Lending, underscoring our commitment to accountability and transparent operations. We also maintain a strong financial standing, with a Net Interest Margin of 4.77% and a Return on Assets (ROA) of 1.09%, reflecting our sound financial management.
Leave a Reply